Platform
One platform. Every dimension of floorplan finance.
ANVL is not a collection of tools that integrate with each other. It is a unified operating environment: one shared data layer, one workflow engine, one communications fabric, and one intelligence layer, spanning the entire floorplan lending lifecycle.
Architecture
Four layers. One operating environment.
Most lenders run 5–8 systems stitched together with manual reconciliation. ANVL replaces that stack with four integrated layers that share the same data model and run the same intelligence.
One shared data model, no sync required.
Every module in ANVL reads from and writes to the same underlying data layer. Loan records, collateral signals, dealer relationships, communications, accounting entries, and risk events are connected natively, not reconciled manually across siloed systems.
- Loan origination data flows directly into loan management and accounting
- Collateral and inventory signals inform risk and audit workflows in real time
- CRM relationship context is accessible everywhere: servicing, collections, communications
- A complete, unified audit trail from first dealer contact through final payoff
Structured workflows across every lifecycle stage.
Floorplan lending is a process-intensive business. ANVL's workflow layer encodes the operational logic of your program (loan approval sequences, collateral audit protocols, exception handling, default and recovery steps) so the platform runs the process, not spreadsheets and inboxes.
- Configurable approval, exception, and escalation workflows per institution
- Automated task routing to the right role at the right lifecycle stage
- No-code workflow configuration for lender administrators
- Full workflow history and audit log for every event and decision
Structured dealer and partner communications, kept inside the platform.
ANVL keeps communications with dealers, borrowers, and capital partners inside the operating record, not scattered across email threads, phone logs, and CRMs that don't connect to your loan data. Every interaction is logged, timestamped, and linked to the relevant loan and collateral record.
- Outbound communications triggered automatically by workflow events
- Structured dealer notice workflows for curtailment, maturity, and exception events
- All communications linked to the underlying loan, dealer, and collateral record
- Configurable templates by communication type and lender brand
AI agents embedded in operations, not layered on top.
ANVL's intelligence layer is not a reporting module or a chatbot. It is a set of specialized AI agents that operate continuously across the data, workflow, and communications layers, detecting risk signals, routing exceptions, orchestrating outreach, and surfacing intelligence without waiting for a report to be run.
- Origination, risk, servicing, collections, and communications agents, all purpose-built
- Agents act on real data, in real time, with human oversight controls
- Every agent action is logged, traceable, and auditable
- AI permissions and override controls managed by lender administrators
Modules
Twelve integrated modules. Zero integration overhead.
Because every module is native to ANVL, they share the same data and workflow context: no custom connectors, no sync delays, no reconciliation.
CRM & Origination
Servicing & Risk
Recovery & Collections
Accounting & Operations
CRM & Origination
Servicing & Risk
Recovery & Collections
Accounting & Operations
Click any module to explore its data connections and integrations
Enterprise readiness
Built for regulated lending institutions.
Multi-tenancy, auditability, RBAC, configurability, and integration readiness, designed for institutional lenders from day one.
Secure multi-tenant architecture
Each institutional lender operates in a fully isolated tenant environment. No data leakage across clients; independent configuration per institution.
Role-based access control
Granular permission controls down to module, function, and data scope. Every user role is defined and auditable.
Full auditability
Every action taken in the platform (data access, workflow decisions, communications sent, AI agent actions) is logged and queryable.
Configurable operating models
Workflow logic, exception thresholds, approval rules, and communications templates are all configurable per institution without platform changes.
Encryption at rest and in transit
TLS 1.3 for all data in transit. AES-256 at rest. Data residency options available for institutional requirements.
Integration-ready APIs
Documented REST APIs for LMS, DMS, and data warehouse connectivity. Webhook support for real-time event delivery to downstream systems.